Critical Illness
Buy OnlineCritical Illness Insurance in Canada is nearing mainstream acceptance and is one of the fastest growing products in the insurance industry.
Adding Critical Illness Insurance as either a mandatory or optional benefit is a nice way of complimenting your existing plan.
Both mandatory and optional programs can be arranged with no medical evidence requirements to some attachment level (e.g. $25,000). The number of covered conditions can range between 12 and 29 conditions. Below is a sample of the areas of protection you might find in a Critical Illness contract:
Sample Covered Conditions
Alzheimer’s Disease Aortic Surgery Aplastic Anemia Bacterial Meningitis Benign Brain Tumour Blindness Cancer (Life-Threatening) | Coma Coronary Artery Bypass SurgeryHeart Attack Heart Valve Replacement Kidney Failure | Loss of Independent Existence Loss of Limbs Loss of Speech Major Organ Failure on Waiting List Major Organ Transplant Motor Neuron Disease | Multiple Sclerosis Occupational HIV Paralysis Parkinson’s Disease Severe Burns Stroke |
Some of the programs we design can typically include provisions such as:
• multiple events
• advance payment amounts
• waiver of premium
• spousal and dependent options
• advance payment amounts
• waiver of premium
• spousal and dependent options
BenefitLink’s Advisors can help you design a customized program. However, you can investigate some pricing for a competitive Basic Voluntary program by clicking on our personal needs calculator on our home page. Please contact one of our consultants; we would be pleased to offer our guidance.
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